An allowance also teaches independence. When a child has their own money, they feel more in control of choices, such as what to spend that money on. For example, explain to your parents that you will be able to purchase your own video games, with their permission, of course. Gather some information, such as average allowance amounts, and how often most parents give their kids a set allowance. Most kids receive an allowance each week. Try asking your parents for a dollar for each year you have been alive. For example, if you are 10 years old, you would get $10 a week. Ask your friends and classmates if they receive an allowance, and if so, how much. You can use this information when you make your case to your parents.
If you are new to making a budget, there are tools that you can use to help you. Look for free apps that you can put on your phone, or online programs that you can use. After you successfully receive your allowance, these tools can also help you keep track of your spending. [2] X Research source When you are listing budget items, make sure that you set aside some money for savings. Whether you intend to use your savings for a new bike or for college, your parents will appreciate that you are thinking ahead. [3] X Research source
Point out that financial responsibility leads to overall responsibility. When you learn to be in charge of one area of your life (such as buying your own video games), it is only natural that you will start to take on additional responsibilities. Allowances can be used to teach social responsibility. Consider telling your parents that you would like to set aside a small portion of your allowance to give to charity. For example, if you love dogs, you could make small donations to your local animal shelter. [5] X Research source If you have an allowance, you won’t have to ask your parents every time you want something. This could be seen as a major benefit for both you and your folks!
Go the extra mile. For example, if your job is to put away your clean laundry, offer to put away your little brother’s clothes, too. Your parents will definitely notice and appreciate the extra effort.
Make sure that you not only follow the rules, but that you do it without complaint. For example, if you are told to complete your homework before hanging out with your friends, do it without grumbling.
You can also volunteer within your own family. For example, offer to spend some extra time with your grandmother. Help her out around the house. This will show your parents that you are a caring person.
Be honest. Always tell your parents the truth. This will show them that they can trust you. Stay calm. Avoid throwing fits or whining if you don’t get your way. Instead, remain calm and talk to your parents about your frustrations.
Try making an outline of the points you want to bring up. Don’t be afraid to rely on your notes as you speak. Again, this will just show your parents that you are being thorough.
Try starting the conversation by asking, “Is this a good time to talk?”. If the answer is no, ask when you can have an important conversation.
Avoid making demands. For example, don’t tell your parents that they “have” to give you an allowance. Even if your parents say no to your request, being polite and understanding will go a very long way should you ask again or ask for something else. Try to use “I” statements. This method of communication will convey that you are responsible and mature. For example, say “I have been doing my chores, and I feel that I am earning an allowance. " This is more effective than “You need to give me an allowance. "